Help & Advice

NHS Cyber Attack Friday 12th May 2017 – A Wake Up Call for SMEs?

May 15th, 2017

The ransomware cyber attack on the NHS and other organisations across the world on Friday last week has been described as perhaps the worst cyber incident in history by some cyber experts certainly in terms of the number of organisations affected. The profile of targets like the NHS and the sheer scale of the incident […]


Tackling transformation in the buy-to-let market

April 18th, 2017

For decades, buying a property has been seen as a great investment option. However, recent changes in the buy-to-let market have had a knock-on effect on private landlords’ confidence in terms of whether they should continue building their portfolios. The stamp duty hike which kicked in last year has now been joined by major changes […]


Flat Rate VAT is changing: Here’s how it could affect you

April 14th, 2017

Introduced more than a decade ago, the Flat Rate VAT scheme makes life easier for small businesses, removing complicated administration and providing a buffer between incomings and outgoings. Since 1st April there are important changes to the Flat Rate VAT scheme that could affect you. More than 410,000 businesses across the country are currently using […]


SME Funding: What are my options?

April 6th, 2017

Generating funds is crucial for SMEs eager to grow as finances can determine the scale, scope and speed of their expansion. There are a number of funding types on the market but entrepreneurs are often confused when a decision has to be made on what would best serve their growth strategy. And with research showing […]


Don’t just reverse the risk – remove it

April 4th, 2017

Consider this fundamental point in business; whenever a customer makes a purchase, they take a risk that the product or service will work. It’s happened to all of us: you buy an awesome string vest that you think is going to look great the next time you hit the gym. Then you try it on […]


Managing currency exposure in a volatile market

February 28th, 2017

Technology has enabled businesses to become increasingly global, with companies now accessing talent and trading internationally regardless of size. However, today’s economic climate exposes multinational companies to the risk of unexpected currency fluctuations that can erode profit. We’ve seen unprecedented volatility in the last year, largely due to the unexpected Brexit vote. Until Article 50 […]


Land Remediation Relief: Can you claim it?

February 20th, 2017

Following recent changes to Stamp Duty Land Tax legislation property developers are searching for alternative tax reliefs. Land Remediation Relief (LRR) offers a big incentive to all limited company developers that bring contaminated and derelict land back to productive use. Introduced in 2001 and redesigned in 2009, LRR offers a relief on Corporation Tax equal […]


Planning for Long Term Care

January 25th, 2017

Following a Royal Commission report on long term care, ‘free nursing care’ in England was introduced. In reality with the funding of just over £150 per week, this money is merely a contribution towards an individual’s needs from a Registered Nurse. However, with people living longer than ever, an increasing number of individuals require some […]


Living with the Anti-Phoenix Rule

January 23rd, 2017

For years businesses which take on numerous projects at once often have them spread across a number of limited companies. With main purpose for this being to ring fence risk and secure the main business assets from any ‘bad’ projects. However, a secondary advantage comes with setting up limited companies in this way. When the […]


Flat Rate VAT Scheme

January 19th, 2017

Philip Hammond announced big changes in his first (and last) Autumn Statement around the amount of VAT that small businesses will have to pay. From 1st April 2017, businesses using the flat rate VAT scheme that spend less than two per cent of sales on VAT inclusive goods (not services) in an accounting period, or […]


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